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Transbaikal residents improved housing and communal services literacy
The experts of the information portal Zhilfin.rf in the framework of the Ministry of Finance of Russia spoke in Chita about the main features of financial literacy in the housing sector. The main features of financial literacy in the housing sector to owners and tenants of housing were reported by project expert Zhilfin.rf, chairman of the Public Chamber of the Kaliningrad region Olga Arintseva and project expert Zhilfin.rf, practicing lawyer Lolla Kirillova.
She opened the meeting, the participants of which were the heads of management companies, HOAs, members of homeowners associations, and senior housing and communal services minister of the region Yevgenia Batueva. She explained that literacy in housing and communal services directly affects the financial stability of organizations: the Criminal Code, Homeowners Association, and resource supply companies. In Transbaikalia today there is a rather difficult situation with the debt of legal entities and individuals to the main suppliers of resources. Thus, the total debt of organizations, legal entities and individuals exceeds five billion rubles, and the debt of the population exceeds 2,5 billion rubles.
“Such huge debts negatively affect the preparation for the autumn-winter period and the quality of the repair company’s maintenance of communal infrastructure facilities,” the head of the ministry emphasized.
Evgenia Batueva noted that most of all in Chita, residents and organizations owe TGK-14 and Vodokanal.
During lively communication, the meeting participants discussed possible ways to save money for property owners and management companies. It was a question of sources of resources for the necessary repair and improvement of houses. According to Olga Arintseva, many do not understand how the funds are allocated by which residents pay for housing and communal services.
“Utilities - this is what creates comfort in the house: electricity, gas and water supply, heating. This is money, and this is most of the payment - goes to resource providers. Unfortunately, very little money is actually spent on maintaining the house in good condition, for repairs. But the laws of physics, and not the laws of the state, primarily influence the house, ”Olga Arintseva recalled.
As the expert noted, often citizens do not know what they are paying for when it is possible to recalculate. Such issues affect overall debt.
In turn, the practicing lawyer Lolla Kirillova told the participants of the event that the owner bears the burden of maintaining the apartment. In any accident, claims are brought not against the tenants, but against the owners.
“If an emergency occurs, it is necessary to find out who the owner is and to use the legal mechanisms of recovery,” said the lawyer.
Sharing their impressions of communication with representatives of the housing and communal services of the regional center and the ministry of housing and communal services of the region, experts noted a rather high level of knowledge.
“We saw a desire to change the situation for the better and learn as much as possible about housing and communal services and their payment, rental of residential real estate, housing rights and obligations, mortgage lending, protection of property rights of minors and the legally incapable. In addition, we managed to discuss and disclose the mechanism of action in terms of ownership and management of real estate, to consider difficult housing and financial situations with the participants, ”summed up Olga Arintseva.