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VTB issued more than 100 million rubles mortgages with state support in the Khabarovsk Territory

VTB issued more than 100 million rubles mortgages with state support in the Khabarovsk Territory
Photo: pixabay.com
During the work of the program for issuing mortgage loans with state support at 6,5% per annum, VTB issued housing loans totaling 118 million rubles in the Khabarovsk Territory. Bank customers purchased housing not only in the Far East, but also in the west of the country.

According to the press service of VTB Bank, the average loan amount amounted to 4,3 million rubles. The preferential rate is available under the terms of the program when buying apartments in new buildings. For Moscow, St. Petersburg and the regions, the maximum loan amount is eight million rubles. For regions, the limit is set at three million rubles. Down payment - 20%, maximum loan term 30 years.

 VTB began accepting applications for mortgages under the preferential program on April 17, one of the first in the country. In total, the bank plans to issue loans worth 250 billion rubles under the program. This is a third of the total program limit.

 In addition to this program, VTB actively lends to families with two or more children at a rate of 5% per annum, and a Far Eastern mortgage with a rate of 2% is also in demand. According to the Central Bank of the Russian Federation, in the Khabarovsk Territory, VTB's share in the total volume of mortgage lending is 25% in the first quarter.

  According to Yevgeny Orlov, vice president and manager of VTB in the Khabarovsk Territory and the Jewish Autonomous Region, since the beginning of the year the mortgage portfolio has grown by 10% and reached 1 billion rubles as of June 16,3. In the first months of 2020, VTB provided 3,2 billion rubles as mortgage loans. This is 75% higher than the same period last year.

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