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VTB issued 155 million rubles on mortgage with state support in the Khabarovsk Territory
In the Khabarovsk Territory, VTB Bank issued 55 concessional loans under the Mortgage with State Support 2020 program. The total amount of loans was RUB 155 million.
According to the press service of VTB, in Russia the number of loans issued under the program exceeded 64 thousand, the amount of loans amounted to more than 200 billion rubles. Issues under the state program account for more than 20% of all mortgages issued by the bank.
According to Evgeny Dyachkin, Deputy Head of the Retail Business Department, Vice President of VTB, this product has become the main factor in the growth of mortgage lending. Just by the beginning of the new year, Russian banks issued more than one trillion rubles to borrowers. According to Evgeny Dyachkin's forecasts, this product will also determine the growth of the mortgage market in 2021.
Under this program, the initial payment is 15% of the cost of the apartment. The rate starts at 6,1%. The maximum loan amount for the regions is six million rubles, and for Moscow, St. Petersburg and the regions - 12 million rubles. Loan term - up to 30 years.