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VTB increased its loan portfolio in Yakutia

VTB increased its loan portfolio in Yakutia
According to the results of the first quarter of this year, VTB's loan portfolio in Yakutia grew by 5% to 46 billion rubles in total. The resource portfolio of individuals and legal entities approached 40,5 billion rubles.

According to the bank's press service, the main growth was achieved by building up the corporate loan portfolio. According to the results of the first quarter, it increased by 11% to 9,5 billion rubles.

For the three months of 2020, the growth of the retail loan portfolio also showed. It increased by 4% and amounted to 36,5 billion rubles. Most of all, the volume of mortgage loans increased - the growth was 9%, and the total portfolio - 15,5 billion rubles. Also, 19,6 billion rubles are loans in cash.

According to the results of the first quarter, VTB attracted 25,2 billion funds from private clients, who began to invest more actively in investment products. So, over the specified period, the growth of investments in such assets increased by more than 20% and amounted to three billion rubles.

Yakutians in VTB began to issue loans more often. As of April 1, 4,2 billion rubles were issued in the form of loans, which is 5% more than a year earlier. Among the most demanded - a mortgage, it began to issue a third more often. The total volume of mortgage lending in the republic amounted to 2,3 billion rubles.

According to Denis Leontyev, the manager of VTB in Yakutia, the bank is now focused on supporting clients affected by the coronavirus pandemic. VTB has approved 93% of applications for credit vacations for 2,4 thousand individuals in the amount of two billion rubles. Among them, the majority of consumer loans - 2,3 thousand applications for 1,8 billion rubles. Credit holidays approved for 100 mortgage loans in the amount of 215 million rubles.

Also, VTB issued 112 million rubles under 18 agreements for the payment of salaries. Another 50 agreements were concluded for the restructuring of debts of SMEs in the amount of 461 million rubles. Under the employment preservation program, 29 applications for the amount of 393 million rubles were approved, another 25 applications for the amount of 198 million rubles are in operation.

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