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VTB has increased its loan portfolio in the Primorsky Territory
According to the results of the first quarter of this year, VTB increased its loan portfolio in Primorye by 8%. The total amount of loans issued amounted to 123,3 billion rubles. The total portfolio of the retail and corporate segment increased by 12% and amounted to 114 billion rubles.
According to the press service of the bank, the main growth was achieved through corporate business: the dynamics amounted to 9%, and the total volume approached 77 billion rubles. More than 30% of the portfolio (26 billion rubles) are loans for small and medium-sized businesses. The volume of attracted funds of corporate clients also increased by 11% to 34,9 billion rubles. Of these, 24,1 billion rubles are funds of subjects of the NSR (an increase of 8%).
Retail loans have grown by 6% since the beginning of the year to a total volume of funds of 46,3 billion rubles. Mortgage loans grew more than other segments in this segment - by 10% to 25,5 billion rubles. Also, 18,9 billion were issued to VTB customers as cash loans.
In the first quarter, the volume of funds of private clients grew by 12% and amounted to 79,2 billion rubles. The volume of funds of the bank's clients attracted to investment products increased by 13%. The total volume was 16,7 billion rubles
In the first quarter, VTB issued six billion rubles to residents of the region, which is a quarter more than in the first quarter of last year. Most often, people took out a mortgage that showed a record for issuing - it was issued almost twice as often as in 2019. The volume of mortgage lending amounted to 3,9 billion rubles. In addition, 2,1 billion were given in cash.
According to the manager of VTB in the Primorsky Territory, Alexander Vyalkov, the bank managed to satisfy the increased demand of the population for mortgage products. The bank also works to support clients affected by coronavirus.
For 2,7 thousand individual borrowers (about 92% of applications), credit holidays were approved for a total amount of 2,1 billion rubles. Of these, more than 2,4 thousand applications for 1,65 billion rubles - for consumer loans, 215 applications for 470 million rubles - for mortgages, nine applications for six million rubles - for car loans.
The bank entered into 47 agreements with legal entities and individual entrepreneurs for the payment of salaries for 151 million rubles. VTB also restructured loans to small and medium-sized businesses for 1,3 billion rubles.
As part of the issuance of loans to maintain employment, VTB issued funds from June 1 VTB under 81 loan agreements for 375 million rubles. The cost of the loan is 2%, but if the company keeps the state at the level of 80% to 100%, then the state will fully compensate the loan.