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VTB intends to issue mortgages at 6,5% for 250 billion rubles
VTB Bank plans to issue loans worth 2020 billion rubles as part of a mortgage program with state support 250. This is a third of the total limit of 740 billion. The bank has already sent the corresponding application to the program operator.
During the month of work on the state program, VTB conducted over 4,5 thousand mortgage transactions worth 13,5 billion rubles. According to the VTB press service, the average amount of one loan amounted to about three million rubles. In total, the bank accepted about 11 thousand applications for more than 33 billion rubles. Due to the high demand for a new mortgage, the bank proposed to extend the program until the end of the year. This was stated by Deputy President and Chairman of the Board of VTB Anatoly Pechatnikov.
According to the bank’s calculations, by the end of September the limit of 740 billion rubles will be enough to conduct 250 thousand transactions with a loan amount of up to three million rubles. According to Anatoly Pechatnikov, it is already clear that the product is in demand, so one of the proposals is to extend this program at least until the end of the year.
The program allows you to take a loan at a reduced rate of 6,5% to customers who buy apartments in new buildings. The maximum loan amount is eight million rubles for Moscow, Moscow Region, St. Petersburg and the Leningrad Region and three million rubles for the rest of the country. Down payment - from 20%, loan term - up to 20 years.
VTB began work on the program on April 17, and now it issues every fourth mortgage in the country. According to the results of January-April, the bank's portfolio in the segment of housing loans grew by 4,8% - up to 1,76 trillion rubles. In total, in January-April, the volume of issued housing loans increased by 21% compared to last year - up to 248 billion rubles.