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In Primorye, the most developed banking system in the Far East
The Primorsky Territory received a high score in assessing the availability of credit resources - this became known during a round table with the participation of banks of Primorsky Territory, public organizations of entrepreneurs (Delovaya Rossiya, Opora Rossiya, League of Young Entrepreneurs) and the Agency for Strategic Initiatives.
The experts noted that the Primorsky Territory received 2,45 points in terms of the availability of credit resources for small businesses and individual entrepreneurs. The regions of the group "leaders" - 2,7 points.
These data were obtained on the basis of a survey of entrepreneurs on the conditions of lending in their regions (interest rates, the amount of collateral, the term and the maximum amount of lending), the timing of consideration of applications, and the simplicity of the process of issuing a loan.
The Department of Economics of Primorsky Krai also conducted an analysis of the terms of lending for small businesses in Primorye in comparison with Moscow. So, it turned out that the terms of lending depend only on the credit policy of the credit institution, and does not depend on the region of the borrower.
In particular, the level of interest rates, credit conditions and the maximum loan amount are the same.
At the same time, the department noted that following the results of 2013, Primorsky Krai has the most developed banking system among the subjects of the Far Eastern Federal District.
Compared to the previous year, the volume of lending to organizations and individual entrepreneurs of the Primorsky Territory increased from 304,6 to 387,0 billion rubles - by 27,1 percent.
In 2013, borrowers of the Primorsky Territory were the leaders in the FEFD by the volume of loans issued in the field of transport and communications (70,6 percent) provided to the manufacturing sector (61,5 percent), agriculture (54,9 percent), as well as overdraft amounts (52,4 percent).