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In Russia, began to issue more car loans
In Russia, the issuance of car loans has grown. According to the United Credit Bureau in May 2020, the total amount of such loans amounted to more than 22 billion rubles. This is two times less than last year (46,3 billion rubles), but two times more than last April (11 billion rubles).
Over the past two spring months there have been significant changes in the average amount of car loans. It has decreased by 100 thousand rubles and now amounts to about 770 thousand rubles. The increase in lending, according to experts, is due to the partial removal of restrictions and the opened access to car dealerships.
Another reason is the realization of deferred demand. Transactions were made by those borrowers who could not buy a car in April. The decrease in loan amounts is associated, according to experts, with more cautious behavior of the borrowers themselves during the crisis. They are already trying to use less credit when buying a car and choose the models they can afford.