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Primorye entered the leading regions in terms of growth in the amount of mortgages
Almost in all regions of Russia since May there has been an increase in the average mortgage loan amount. Primorsky Krai was in the top five.
According to a study by the National Bureau of Credit Histories (NBCH), in April the mortgage market fell sharply - the amount of the average mortgage loan for the month decreased by 8,2% in the country. In May, the average housing loan grew 2,9% and reached 2,47 million rubles compared to 2,4 million rubles in April, reports RIA News.
At the same time, the indicator is still 5% lower than in March 2020. However, compared with last year, the amount of the housing loan changed slightly, exceeding last year's figures by 1,2%.
Most of all, the average size of mortgages has grown in Moscow, the Moscow region and St. Petersburg. Primorye was in fourth place in the ranking, overtaking the Leningrad Region. In Primorye, the loan amount amounted to 3,25 million rubles.
According to the director general of the NBKI Alexander Vikulin, the growth in the size of approved mortgage loans is due to a decrease in mortgage rates on the market and the introduction of state support programs. With lower rates, mortgage loans become more attractive for bona fide borrowers, for whom banks are ready to approve larger amounts.