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During the pandemic, the volume of car loans issued decreased by almost 6%
In Russia last year, amid a pandemic, the volume of car loans issued decreased by 5,9% compared to 2019. About 950 thousand loans were issued.
As reported "Vedomosti" with reference to a study by the NBKI and Avtostat, a more intensive reduction in issue was observed in the first half of last year. The second half of the year showed a slight increase - 3,3% yoy.
First of all, this was facilitated by the removal of restrictions on coronavirus in large regions of the country in the summer. Also influenced by the expansion of the conditions of state programs of preferential car loans, as well as the expectation of an increase in prices for cars.
At the end of April last year, Vladimir Putin proposed expand programs preferential leasing of trucks, commercial vehicles, which are in demand among small and medium-sized businesses and in rural areas. It was proposed to allocate six billion rubles to support the programs "Preferential car leasing", "Russian tractor", "Own business".
Earlier it was reported that in the second wave of coronavirus, Russians became skip payments more often for car loans. The record for early delinquency was set in October for the first time since May this year. Now about 20,2% of loans can be classified as problem loans.