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To reduce the cost of mortgages for some apartments offered in Russia

To reduce the cost of mortgages for some apartments offered in Russia
Photo: pixabay.com

The Ministry of Construction of Russia received a proposal from the All-Russian People's Front to introduce discounts on mortgages when purchasing energy-efficient housing with a class of at least B ("high"). And on new buildings of a lower energy efficiency class, public figures, on the contrary, propose to limit the use of preferential mortgage programs.

As they write "News», It was proposed to reduce the rates for high-class energy efficient housing by 1 pp. According to the ONF estimates, 51% of new buildings commissioned in 2019 have an undefined energy efficiency class. Another 1,4% belong to class A ++ ("close to zero"), 4,2% - A + ("highest"), 6% - A ("very high"), 22,4% - B ( "high"). Thus, about 34% of new buildings could qualify for a mortgage discount.

Such a program could increase the number of energy efficient housing in Russia and save residents on housing and communal services. For example, a house of class A + consumes 60% less energy than class D. The difference in the payment for housing and communal services per one square meter can reach 30% and more.

 

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