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Half of the inhabitants of the regions do not have a financial pillow for unemployment
The share of respondents without savings in Moscow was lower (45,5%) than in Russia as a whole (63,6%). The capital is one of the few in the country where the relative majority of those with savings will be able to live on them for more than a year.
In the whole country, the majority of Russians will have enough savings for a maximum of six months, and no more than 20% of those polled will be able to live on savings for more than a year. This is evidenced by a survey of the insurance company Rosgosstrakh Life and Otkritie Bank.
According to the bank’s press service, of the total number of Muscovites who claimed to have any savings, 43,3% will be able to live on their savings for more than a year - 23,3% have a “financial pillow” that lasts from one to three years years. Every fifth savings will last more than five years. Savings of 40% will be enough for a period of two months to six months, 3,3% for just one month, and 13,3% of respondents will be able to live on savings from six months to a year.
In Russia as a whole, the majority of survey participants stated that they have no savings (63,6%), 45% have enough money for a period of two to six months, 15,7% have six months to a year, and 21,2% - maximum for a month. The share of Russians whose savings are more than a year old does not exceed 20%.
Most often, people under the age of 23 save money: almost every second (49%) said that he has savings. According to Natalya Belova, director of market management, member of the board of Rosgosstrakh Life IC, today's young people save and save money, despite the fact that most of them (over 70%) earn up to 50 thousand rubles a month. The savings of half of the young people surveyed will be enough for a period from two months to six months. Only 10% of those surveyed will have enough financial cushion for a year.
Almost 32% of respondents with savings are people over 55 years old. Most respondents of all age groups store their savings in a bank ruble account. The older the person, the more often he puts money in the bank.