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Now from 1,6%: ATB has reduced the interest rate on the Far Eastern mortgage
The Asia-Pacific Bank continues to issue preferential mortgages for residents of the Far Eastern Federal District and improves the terms of the loan. Earlier, it was possible to get a mortgage at ATB at a rate of 1,75% if the borrower was a public sector employee or a member of the Bank's salary project. In early March, it was decided to lower the rate for this category of borrowers to 1,6% per annum, which will significantly reduce the financial burden on mortgage payments.
“Of course, 2% per annum is a very low rate for mortgage lending, but we decided to make it even lower for two categories of citizens at once. The first is our clients who receive wages on the ATB card, the second is employees of budget organizations. This will make housing with families with children even more affordable. At the same time, the remaining conditions remained the same - the loan term is up to 20 years. The maximum possible loan amount is six million rubles with a minimum down payment of 20% of the value of the property, ”said Chairman of the Board of the Asia-Pacific Bank Sergey Avramov.
Since the beginning of the year, the bank has issued 140 loans totaling more than 500 million rubles. The most active were residents from the Amur Region, Khabarovsk Territory, the Republic of Sakha (Yakutia), the Republic of Buryatia, the Trans-Baikal Territory and the Sakhalin Region.
“Far Eastern mortgage” - a program of preferential mortgages at 2% for residents of the Far Eastern Federal District - earned in early December last year. It is designed for five years - until January 1, 2025 - and is designed to create additional incentives for the development of housing construction in the Far Eastern Federal District and the growth of housing under construction. As part of the preferential program, ATB is ready to issue mortgages totaling more than 52 billion rubles.
Young families, married citizens of the Russian Federation under the age of 35, and also unmarried citizens of the Russian Federation with children not older than 18 years can become a participant in the program. A preferential loan is available to purchase an apartment in a new building or finished housing from a developer in the Far Eastern Federal District.