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Kamchatka's construction industry was not ready for preferential mortgages
Kamchatka Territory will not be able to participate in the program of preferential mortgages at 2%. The reason was the unpreparedness of the construction industry in the region.
As Governor Vladimir Ilyukhin said during the Direct Line, there is practically no commercial housing that young families in Kamchatka could take on a mortgage, and the existing one is expensive. According to him, banks do not go on soft loans on the peninsula because of risks that are higher than in other regions of the Far East. The cost of building commercial housing is 30-36% higher compared to other subjects of the Far Eastern Federal District, and the logistics of delivering building materials and equipment is complicated.
According to the governor, the regional ministry of construction has already prepared a number of proposals to rectify the situation. In February, they plan to hold a big meeting in Kamchatka for representatives of the construction complex in order to create a volume of mortgage housing in the region.
The Far Eastern mortgage can be issued once, its term should not exceed 20 years and the amount of six million rubles. Young families and owners of the “Far Eastern hectare” can receive such a housing loan. The first recipients of such a mortgage were three families from Vladivostok. From the federal budget for the provision of housing loans at 2% allocated more than 14 billion rubles. This will allow to issue 147 thousand loans in the amount of 450 billion.