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Mortgage rate reduced to 3,45% in Primorye
The minimum mortgage rate was reduced in the Primorsky Territory to 3,45%. Previously, it was 3,65%. We are talking about preferential mortgages for young families and public sector employees.
According to the press service of the regional government, the rate depends on whether the apartment is new or bought on the secondary market, as well as on the size of the down payment and the amount of the loan. At the stage of building a house, the minimum rate will be 3,45%, in the secondary market - 4,5%.
The maximum loan amount for housing in Vladivostok is six million rubles, in other municipalities of Primorye - five million rubles. Employees of institutions of science, education, healthcare, culture, the military-industrial complex, organizations of social and economic importance, as well as people with disabilities, can take a preferential mortgage under the Affordable Mortgage program. In addition, the benefit is granted to families whose first child was born on January 1, 2018.
In late April, in the Primorsky Territory, the rate on preferential mortgages is already has been reduced. In addition to new parameters for borrowers, the authorities reduced the rate for loans under this program to 3,65% when buying an apartment in a house under construction and to 5,2% when purchasing finished housing.