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Consumer loan rates lowered by Sberbank
Sberbank reduced the minimum loan rate for individuals for any purpose by one percentage point - from 12,9% to 11,9%. Moreover, the reduction applies immediately to three loan products.
According to the press service of the bank, the decrease affected lending programs “Consumer credit without collateral”, “Consumer credit under guarantee” and “Consumer credit for refinancing loans”. Salary clients or pensioners who receive payments on a bank card can count on a decrease. In addition, the size of the interest is affected by the size of the loan and the availability of a guarantor.
Loans from one million rubles will be subject to fixed rates of 11,9%. In the framework of the product “Consumer credit for refinancing”, rates are available from 300 thousand rubles and will amount to: 12,9% to one million rubles and 11,9% - from one million, while the rates do not depend on receiving a salary or pension on a bank card .
According to the director of Sberbank's Borrow and Save Division, Sergei Shirokov, the new conditions will make loans more affordable. According to him, a reduced rate will be able to support consumer demand and help restore the economy after the coronavirus pandemic.