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Consumer loan rates lowered by Sberbank
Sberbank has lowered the minimum rate on loans for individuals for any purpose by one percentage point - from 12,9% to 11,9%. At the same time, the reduction applies to three credit products at once.
According to the press service of the bank, the decrease affected the lending programs "Consumer loan without collateral", "Consumer loan under guarantee" and "Consumer loan for refinancing loans". Salary clients or pensioners who receive payments to a bank card can count on a reduction. In addition, the size of the loan and the availability of a guarantor affect the amount of interest.
Loans from one million rubles will be subject to fixed rates of 11,9%. Within the product "Consumer loan for refinancing", rates are available from 300 thousand rubles and will amount to: 12,9% to one million rubles and 11,9% - from one million, while the rates do not depend on the receipt of salary or pension on the bank card ...
According to the director of Sberbank's Borrow and Save Division, Sergei Shirokov, the new conditions will make loans more affordable. According to him, a reduced rate will be able to support consumer demand and help restore the economy after the coronavirus pandemic.