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The average limit on credit cards approached 70 thousand rubles in the Russian Federation
In Russia, the average limit on credit cards in March reached 69,3 thousand rubles. this is the maximum result since the beginning of the current year.
As the RIA News" with reference to data from the National Bureau of Credit Histories, an increase over the same period last year amounted to almost 6%. The top 3 regions with the largest average limit include Moscow (101,9 thousand rubles), Yakutia (90,5 thousand rubles) and St. Petersburg (85,8 thousand rubles). Yakutia also recorded the highest growth dynamics of this indicator - 15%.
According to Aleksey Volkov, NBKI Marketing Director, banks are more willing to increase credit limits to those customers who have a low debt burden.
In the past year, large Russian banks have sharply reduced the issuance of credit cards and reduced available limits... Experts linked this with the measures of the Central Bank, which was trying to curb the growth of the population's debt load. In January 2020, banks reduced the issuance of credit cards by 21,7% compared to the same period last year. Their number does not exceed 540,2 thousand pieces. The total limit decreased by 22,7% - to 22,8 billion rubles.