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Special deposits for the purchase of housing were proposed to be created in Russia

Special deposits for the purchase of housing were proposed to be created in Russia
Photo: pixabay.com

Special deposits for the purchase of housing were proposed to be created in Russia. The State Duma believes that this will make it easier for residents of the country to save up for real estate.

It is reported RT with reference to a member of the State Duma Committee on Budget and Taxes Yevgeny Fedorov. From January 1, 2021, personal income tax at a rate of 13% will be charged on interest income received from bank deposits over one million rubles. Fedorov proposed to exempt such accounts from taxation. Investors who do not have their own living space are offered not to take taxes for five years.

If, after five years, the holder of the special account does not buy the property, he will be obliged to return the tax on interest income from the deposit to the state for the entire period.

In Russia reduced down payment on a preferential mortgage at a rate of 6,5% per annum from 20% to 15%. This innovation also applies to the Far East mortgage and preferential mortgages for families with children.

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