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"Family mortgage" can now be taken for housing construction
Families with children will be able to take out a preferential mortgage for the construction of a private house or for the purchase of a land plot. Previously, loans at a preferential rate of up to 6% per annum could be obtained only for the purchase of finished real estate.
This decree signed by the head of the Russian government Mikhail Mishustin. Families with a second or subsequent child born from January 1, 2018, as well as families with one child, if he has a disability, can take out a mortgage loan at this rate. A prerequisite for a preferential mortgage will be construction under a work contract.
The maximum loan amount for all regions, except for Moscow and the Moscow Region, St. Petersburg and the Leningrad Region, is RUB 15 million. The down payment will be 20%. The Russian government assumed that more than 79 thousand loans for about XNUMX billion rubles would be in demand.