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Sber's "rural mortgage" can now be taken in the capital of Chukotka
In the Chukotka Autonomous Okrug, Sberbank launched the Rural Mortgage program. Now even in Anadyr it will be possible to buy an apartment at a rate of 2,7% per annum.
According to the press service of Sberbank, the interest rate under the program is 3% per annum, but when the transaction is made electronically, the rate is reduced to 2,7%. For Chukotka, the maximum loan amount is five million rubles, and a mortgage can be issued for up to 25 years. The minimum down payment is 15% of the value of the property.
You can buy a house or apartment from both an individual and a legal entity. At the same time, in the primary market, purchase is available only from legal entities under agreements of shared construction or assignment of rights of claim.
As the manager of the Chukotka branch of Sberbank, Alexander Kolontsov, noted, now residents are offered other programs with affordable credit conditions. In particular, we are talking about the "Far Eastern mortgage", where the rate is 1,3% per annum for the standard execution of the transaction and 1% for electronic registration. The Rural Mortgage program will help to take out a loan for those who, for various reasons, do not fit the terms of the Far Eastern mortgage program.