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"Rural mortgage" for 529 million rubles was issued in the Amur region
1 people applied to banks for a “rural mortgage” in the Amur Region. Residents of the region submitted 325 applications for a soft loan, 1 applications received approval. A total of 167 loans were issued in the region for 426 million rubles.
Previously, applications for the provision of a "rural mortgage" were accepted only by "Rosselkhozbank", now loans are also issued by Sberbank and the Far East Bank.
The first recipient of the "rural mortgage" in Russia was Nezbudin family from the Amur region. Spouses in March this year took almost three million rubles at 2,7% per annum for the purchase of an apartment in the Blagoveshchensk district.
Under the Rural Mortgage program, you can take out a loan for the construction or purchase of housing in rural settlements, urban-type settlements, workers' settlements. Concessional loans are provided for the construction of a residential building, the acquisition of a land plot and the construction of housing on it, as well as for participation in shared construction or for the purchase of finished residential premises or housing with a land plot.
The fundamental difference between the "rural mortgage" and the "Far East" is that it is not necessary to live in a village. The borrower must pay 10% of the value of the purchased property, the loan term is no more than 25 years. There are no marital status requirements; you can take a rural mortgage only once.