Irkutsk
Ulan-Ude

Blagoveshchensk
Chita
Yakutsk

Birobidzhan
Vladivostok
Khabarovsk

Magadan
Yuzhno-Sakhalinsk

Anadyr
Petropavlovsk-
Kamchatsky
Moscow

This text is translated into Russian by google automatic human level neural machine.
EastRussia is not responsible for any mistakes in the translated text. Sorry for the inconvinience.
Please refer to the text in Russian as a source.

SberBank launched a preferential mortgage for individual housing construction with a minimum rate of 6%

SberBank launched a preferential mortgage for individual housing construction with a minimum rate of 6%
Photo: pixabay.com

SberBank launched a preferential mortgage for individual housing construction with a minimum rate of 6%, joining the DOM.RF program. the program is valid until October 1.

According to the press service of the Far Eastern Bank of Sberbank, the maximum loan amount will be six million rubles, and for Moscow, St. Petersburg, Moscow and Leningrad regions - 12 million rubles. The maximum loan term is 20 years, the initial payment is 20%. The construction of the house should be carried out by a contractor from the list of those recommended by the bank (today there are 65 of them) and on the land plot that is owned.

As the deputy chairman of the Far Eastern Sberbank Natalya Tsykal said, individual housing construction is now becoming more and more popular in Russia.

“The new preferential mortgage at 6% for private houses was Sberbank's response to the increased demand. In addition, if you decide to purchase IZHS objects that are being built by developers using bank loans, the minimum available rate will be only 4,6%, ”she added.

The rate of 4,6% per annum is provided to clients with a discount as part of the bank's comprehensive offer for developers and buyers of houses and land plots. When building a residential building with the involvement of a recommended contractor, a pledge of the land plot on which construction is planned is made out as security. Additional collateral will not be required if the loan amount is less than three million rubles, and for Moscow, St. Petersburg, Moscow and Leningrad regions - less than six million rubles, or if the house and land are purchased from developers who are on project financing.

From January to June, SberBank issued almost 3,2 thousand mortgage loans for individual houses. The total amount of such loans amounted to 7,6 billion rubles - 3,5 times more than the indicators for the first half of last year in quantitative terms and four times in value. Of these, 334 loans totaling more than 1,5 billion rubles are in the Far East. Most mortgage loans for individual housing construction were issued in Yakutia, followed by Chita, followed by Primorye and Khabarovsk Territory.

 

October 18: current information on coronavirus in the Far East
Digest of regional events and latest statistics