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Sberbank has increased the maximum amount of preferential mortgages
Under the program "State Support 2020" in Sberbank you can now get a loan for a more expensive apartment in a new building. You can also lower your mortgage rate in several ways.
According to the press service of the bank, now under the "State Support 2020" program, you can get a loan for an apartment in a new building in Moscow, St. Petersburg and regions up to 12 million rubles. In other regions of Russia, the loan amount can be a maximum of six million rubles. The down payment is from 15%, the maximum loan term is 20 years.
The interest rate for the program is 6,4% per annum. However, there are several ways to reduce it. When using electronic registration of a transaction and processing a loan, the reduction will be 0,3 percentage points to 6,1% per annum. This promotion is valid until February 1, 2021.
A discount of 3,5 percentage points on the rate in the first two years of using the loan will be provided under the lending program directly with the developer. The final rate will leave 2,6% per annum.
According to the director of the DomKlik division of Sberbank Nikolay Vasev, there is a consistently high demand for this mortgage program. According to “State Support 2020”, 34 thousand customers of the bank have already purchased housing. The program is valid until November 1, 2020.