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Sberbank accepted 4,5 thousand applications for loans for salaries at 0%
Sberbank launched a massive acceptance of applications for loans at 0% for individual entrepreneurs on salary. The program is designed to support businesses affected by coronavirus restrictions.
The loan rate is 0,0% per annum in the first six months. If the loan is not repaid, then the rate will increase to 4% per annum. Last week, Sberbank accepted more than 700 applications from individual entrepreneurs; in total, under this state program, the bank received 4,5 thousand applications from customers.
Under the terms of the program, the period of activity of an individual entrepreneur must be at least one year, and the loan term must be up to 12 months. According to the press service of the bank, the loan amount will be determined based on the minimum wage and the number of employed employees, for which the entrepreneur makes official contributions to the Pension Fund.
According to the Deputy Chairman of the Board of Sberbank Anatoly Popov, this weekend a decision was made by VEB.RF to approve the possibility of Vnesheconombank providing guarantees for lending to individual entrepreneurs under the state program at 0% per annum. Nowadays, individual entrepreneurs are especially in dire need of support, because, as a rule, they do not have an “airbag”.