Irkutsk
Ulan-Ude

Blagoveshchensk
Chita
Yakutsk

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Vladivostok
Khabarovsk

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Yuzhno-Sakhalinsk

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Petropavlovsk-
Kamchatsky
Moscow

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It became easier for Russians to pay for a mortgage

It became easier for Russians to pay for a mortgage
Photo: pixabay.ru
It has become easier for Russian families to pay for a mortgage. The average family income at which it is comfortable to repay a home loan in the last six months has decreased by 6,6% to 70,7 thousand rubles. 

As the TASS citing the National Bureau of Credit Histories, the reason for this lies in lowering the mortgage rate by 1,3 percentage points. Reduced payments make housing loans more affordable for the population. 

The highest rate of comfortable income for servicing a mortgage loan in Russia is in Moscow and the Moscow Region. Families living in the capital need 158 thousand rubles a month, and residents of the Moscow Region - 104,2 thousand rubles. This is primarily due to real estate prices. 

At the same time, the average size of a mortgage loan in Russia in January of this year increased by 11% and reached a historic high 2,64 million rubles. According to experts, the main reasons for the growth are, among other things, a decrease in banks' requirements for the size of the down payment.

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