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1,4 million Russians asked to restructure loan debts
In total, during the pandemic period in the country, banks received more than 1,4 million applications for loan restructuring. The increase in applications since April 22 was about 400 thousand.
Write about it "Vedomosti" with reference to the head of the Central Bank, Elvira Nabiullina. According to her, 80% of the approved applications are a delay on the mortgage, least of all the banks approve of the relief on car loans.
Credit institutions have already restructured loans to small and medium-sized businesses for 343 billion rubles. Nabiullina clarified that the degree of approval remained stable, at 75%.
Earlier, the Russian government specified the requirements for loans, which can be issued credit holidays. Most borrowers will not be able to use them. You can apply for a delay for a mortgage loan of up to 1,5 million rubles, a car loan of up to 600 thousand rubles, a consumer loan of up to 250 thousand rubles and credit cards of up to 100 thousand rubles. Entrepreneurs can count on "holidays" on loans of up to 300 thousand rubles.