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Registration of mortgage transactions simplified at VTB
VTB clients will be able to register a mortgage transaction without visiting the MFC and Rosreestr. The electronic registration service has already been launched in the Khabarovsk Territory.
According to the press service of VTB, in a simplified mode it will be possible to issue a loan and a purchase and sale agreement for finished housing. For this, the bank's own technology has been developed. All applications for registration of the contract are formed online. Documents are signed in a mobile application with a strengthened qualified digital signature. Its bank also issues completely remotely. After these procedures, the package of documents is sent to Rosreestr, upon completion of the procedures, the bank informs the client about the registration of the transaction.
VTB's new technology differs from similar services of other banks. This product has more reliability and additional security modules. At the same time, the security of the transaction and the movement of documents are controlled by VTB's own service and security systems.
According to Evgeny Orlov, vice-president and manager of VTB in the Khabarovsk Territory, now remote registration of transactions is especially important: during a pandemic, this allows you to avoid crowded places. And the new service is another step towards the digitalization of mortgages, which VTB has begun to implement since last year. To obtain a loan, you need to visit the bank only once - to register a transaction. Approval and other procedures take place entirely online, and the borrower can follow the status of his application in his personal account.