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The size of the average consumer loan grew in Russia
In Russia, the size of the average consumer loan increased by 5%. In 2019, it amounted to 181 thousand rubles.
As the TASS referring to the credit bureau, a year earlier the growth was 35%, and the size of the average check was 172 thousand rubles. In 2017-2018, this was due to a combination of factors: interest rates on loans decreased, nominal salaries of borrowers with low income levels increased. Loan amounts also grew due to the deferred demand factor and due to the Central Bank introducing premiums to risk factors for calculating capital adequacy ratios depending on the total cost of loans.
This year, experts do not predict a significant change in the amount of consumer loans. However, they note that the introduction of premiums to risk ratios depending on the indicator of debt burden may have a certain effect on reducing loans.