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Principles of ethics of artificial intelligence approved by Sberbank
Sberbank was one of the first in Russia to approve the principles of the ethics of artificial intelligence. The set of rules was developed taking into account the requirements of the National Strategy for the Development of Artificial Intelligence until 2030, which was approved by Vladimir Putin. Adherence to these principles will ensure the safety of customers, as well as increase loyalty to artificial intelligence systems, which are used in most of Sberbank's products.
According to the press service of the Far Eastern Bank of Sberbank, the first principle - "Controllability and manageability of AI systems" - includes requirements for maximum security. Sber does not allow the artificial intelligence system to harm humans. The introduction of AI is not an end in itself, and the technologies used must enjoy the trust of society.
The second principle - "Transparency and predictability of the functioning of AI technologies" - implies the responsibility of the bank for the application of these systems. Technologies must be applied in compliance with legislation, primarily confidentiality requirements.
“Stability and reliability of AI systems” is the third principle, which is to ensure the stability and reliability of the functioning of AI systems. Sber realizes the highest level of guarantees of all human rights and freedoms when using AI.
The next principle is “Responsible use of AI”. Sber responsibly addresses all concerns that arise in connection with the use of AI technologies, and when implementing them, the main focus is on the needs of customers and employees.
The last principle is called "Unbiased AI" and implies that artificial intelligence technologies are applied by Sberbank fairly and objectively on equal terms for all.
To implement these five principles, a working group has been created, which, among other things, considers controversial ethical issues related to the development and application of AI, conducts an examination of risks, and is responsible for the implementation of the principles at Sberbank.
As the Chairman of the Board of Sberbank German Gref noted, the ethical principles of the development and application of AI technologies and the mechanisms for their implementation are a large-scale and difficult issue, therefore our rules and principles will be improved. For a number of ethical problems arising from the use of AI, we have not yet found answers, even taking into account the study of the world's best practices in this area.
Gref stressed that the designated principles are exclusively the product of Sberbank, which are not imposed on anyone outside.