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After cancellation of the commission, banks may stop accepting payments for housing services
Banks and payment agents warned that they could close their services for accepting payments for housing services if they were forbidden to withdraw commissions from the population. Banks are not ready to incur expenses.
As the RBC referring to the response of the National Council on the Financial Market to the initiative, with a ban on charging commissions, some banks and payment agents may leave the market for accepting payments for housing and communal services, the rest may begin to compensate for losses through other products - lower interest on deposits, increase interest rates on loans, increase tariffs for important types of financial services, including transfers in the fast payment system.
Employees of credit institutions warned the Central Bank of a possible reduction in infrastructure for accepting payments for housing services. Banks proposed two options for compensation for losses: amend the government decree so that bank spending on payments is included in tariffs, and develop and write in the bill a scheme in which the payee’s bank will compensate the cost of its payment to the sending bank.
Deputies have already received approval from the Central Bank, Vladimir Putin also gave the go-ahead. Commission he called quasi-loading for the population.