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It will be possible to receive money from other people's cards via a QR code in 2022
Starting next year, it will be possible to receive money from ATMs from other people's cards through a QR code. The service will be launched at SKB Bank, UBRD, Otkritie, and VTB will start testing the system.
As reported "News", the new system will allow you to generate a QR code in a mobile application, send it to a person in any messenger, and he will be able to withdraw money from any ATM of a participating bank, even if he is not its client. Currently, only Tinkoff has such a system. About 40 thousand transactions totaling about 3,5 billion rubles are performed on it per month.
According to experts, the service carries additional risks. So, a QR code can be intercepted during transmission, an attacker can be present in the bank who can generate a key and pass it on to a third party, and there is also a danger of brute force.