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Post Bank simplified the technology for applying for a loan deferment
Post Bank has introduced a simplified technology for applying for a loan deferment. Now the client can independently register the application on the site, and without a printer, scanner or even a sheet of paper for writing the application, sign it using electronic signature (PEP).
To obtain a delay, you need to fill out a special form on the bank's website, attach supporting documents (a photo or a scanned copy) to it and sign the application using the code from the received SMS / PUSH notification. All applications are considered individually within five business days.
Starting April 6, Post Bank launched a special program for deferring monthly loan payments for clients affected by the coronavirus epidemic. According to the bank’s press service, a six-month delay will be given in case of loss of work, downtime, stay on vacation without a salary, loss of income by more than 30%, and coronavirus disease.
Special conditions apply for cash loans, refinancing, loans for the purchase of goods in partner stores of the bank. Now the program does not provide restrictions on the amount of loans. For the period of deferral, fines and penalties will not be charged, but the calculation of interest is not suspended.