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Post Bank lowered cash loan rates
Post Bank reduced the minimum rate on cash loans by one percentage point to 11,9% per annum, and the maximum by four percentage points to 19,9% per annum. In addition, the base rate can be reduced by another two percentage points for salary, retirement and active clients who spend monthly on bank cards or in Post Bank Online from ten thousand rubles.
In the Post Bank you can get a cash loan for any purpose from 50 thousand rubles (for pensioners - from 20 thousand rubles) to 1,5 million rubles for a period of 36 to 60 months. According to the press service of the bank, two passports and SNILS are enough for registration, and a preliminary decision can be obtained in literally a minute.
At the same time, within the framework of the current promotion, the client can activate the Guaranteed Rate service (11,9% or 9,9% per annum depending on the tariff plan) without commission, which allows you to recalculate the interest on the loan at a reduced rate and return the difference. To do this, you need to repay the loan according to the payment schedule: without delays and early repayments. The difference between the rate at the conclusion of the loan agreement and the guaranteed rate will be transferred to the savings after full repayment of the loan