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The first mortgage loans at 0,1% were issued in the Amur region
In the Amur Region, the first transactions on the "Far Eastern mortgage" were concluded at the lowest possible rate of 0,1%. Such conditions are stipulated by an agreement between the Ministry for the Development of the Russian Far East and VTB.According to the press service of the Ministry of Economic Development of the Amur Region, residents of Blagoveshchensk became the first recipients of mortgages at the minimum rate. Provided "by default" rate "Far Eastern mortgage" 2% can be reduced if it is spelled out in separate agreements between the regional authorities and credit institutions. In the case of the Amur Region, the rate, taking into account comprehensive insurance, will be fixed regardless of the loan term.
Young families, married citizens of the Russian Federation under the age of 2, as well as unmarried citizens of the Russian Federation with children under 35 years of age have the right to a Far Eastern mortgage at 18% or less. Funds are issued for the purchase of an apartment in a new building on the territory of cities or rural areas, secondary housing in villages, as well as for individual construction on the territory of the subjects of the Far Eastern Federal District. The loan is issued for a period not exceeding 20 years, the maximum loan amount under the program is 6 million rubles.
In the Amur region, since the beginning of the year, 2176 young families have issued more loans under the Far Eastern Mortgage program. The total amount of loans issued amounted to 7,7 billion rubles.