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The first "Far Eastern mortgage" under construction was issued by Sberbank

The first "Far Eastern mortgage" under construction was issued by Sberbank
Photo: pixabay.com
In the Khabarovsk Territory, the first loan was issued under the Far Eastern Mortgage program for the construction of a house. Sberbank approved a loan to recipients of the “Far Eastern hectare”.

According to the press service of Sberbank, a family of hectares from Sovetskaya Gavan received a mortgage. Under the subsidized program, the interest rate was only 2% per annum for building a house on a hectare. The maximum loan term is 20 years, and the amount is not more than six million rubles. Also, borrowers under the preferential program must provide an initial payment of 20% of the loan amount.

The main difference between the conditions for obtaining the "Far Eastern mortgage" for hectarers is that in the conditions of lending there are no age restrictions. For other categories of borrowers, the age of the spouse at the time of conclusion of the contract should not exceed 35 years. The preferential program will be valid until December 31, 2024.

As the family from Sovetskaya Gavan, who received the loan, managed to get a plot under the Far Eastern Hectare program with sea views in the center of the city. At first, the family wanted to take a loan for building a house as part of standard programs, but after the launch of the Far Eastern Mortgage, it decided to try to get a soft loan. We found a developer, concluded an agreement with him, and submitted an application to Sberbank.

In total, Sberbank issued 4 loans under a preferential program in the amount of 280 billion rubles. Sberbank's share is 14,7% of the total number of transactions.
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