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Down payment for mortgages with state support reduced Sberbank
Sberbank is reducing the down payment for mortgages with state support at 6,4% per annum. Now, to register a housing loan, not 20% of the value of the property is required, but 15%.
According to the bank's press service, at the same time, discounts continue to apply when making a transaction in electronic form in the amount of 0,3 percentage points of the lending rate. With such a loan arrangement, the rate under the program is reduced to 6,1% per annum. Special conditions for electronic registration of transactions are valid until June 30, 2020, and you can apply for a mortgage with state support until November 1, 2020.
In a mortgage with state support, you can take housing in new buildings worth up to eight million rubles for Moscow, St. Petersburg and the regions, or up to three million rubles in the regions. The maximum loan term is 20 years.
According to the HOUSE, the Russian Federation, today the share of Sberbank in issuing mortgages with state support is 47% of the total volume of preferential housing loans. As the director of the DomKlik division of Sberbank, Nikolay Vasev, noted, less than two months after the launch of the preferential program, more than 21 thousand transactions were completed. And with a decrease in the down payment, the mortgage will become even more affordable.