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About 67% of applications for credit holidays approved in the Far Eastern Federal District

About 67% of applications for credit holidays approved in the Far Eastern Federal District
Two-thirds of applications for credit holidays were approved by banks to the Far East. Most often they give vacations on mortgage loans, but most of the applications for deferment are received on other loans.

According to the press service of the Far Eastern Main Directorate of the Bank of Russia, Far Easterners began to apply for credit holidays from March 20. By May 6, a total of almost 8,4 thousand applications were received. Approval was received by about 67% of applications.

Most often, residents of the Far Eastern Federal District ask to defer payments on credit cards: about 3,8 thousand of such applications have been approved. In second place are applications for consumer loans. 3,1 thousand applications were filed for these commitments on deferral. Another 1,3 thousand of the Far East have requested a vacation on a mortgage. The number of approvals for housing loans is the highest - 82%. Credit card holders were approved by 65% ​​of applications, and about 67% for consumer loans.

For all banking products, the most common reason for refusing credit holidays is exceeding the maximum loan amount. There were 86% of such refusals. In general, credit holidays to the Far East are approved more often than the average in Russia by 4%.
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