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One of the banks has reduced the rate on "DV-mortgage"
One of the banks participating in the preferential program "Far Eastern Mortgage" lowered the rate to 1% per annum. The lowest percentage is currently available at VTB.
According to the press service of the Agency for the Development of Human Capital in the Far East (ARCHK DV), a total of 13 banks participate in the concessional lending program. As of July 30, 9 contracts were concluded for the amount of 227 billion rubles.
The rate set by the state is 2% per annum. At the same time, several banks have lowered their interest rates. For example, when applying for a loan at DOM.RF with a certificate from the Pension Fund of Russia, you can get a loan from a number of banks at 1,6%. The same rate is offered to employees of budgetary organizations and salary clients by ATB Bank.
Most of the preferential housing loans were issued in the Primorsky Territory - 2 contracts worth 529 billion rubles. A little less - 9,3 contracts worth 2 billion rubles - were drawn up in Yakutia. The Khabarovsk Territory is in third place with 300 contracts for 8,7 billion rubles. The smallest number of mortgage loans under the program was issued in the Sakhalin Region - 1 agreements for 247 billion rubles.
"Far Eastern mortgage" is available for young families in which the age of the spouses does not exceed 35 years. The down payment on the mortgage is 15%, the maximum term is 20 years. The maximum loan amount cannot exceed six million rubles.