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A new type of fraud appeared against the backdrop of the coronavirus pandemic

A new type of fraud appeared against the backdrop of the coronavirus pandemic
Photo: pixabay.com
Amid the coronavirus pandemic in Russia, a new type of credit fraud. Now scammers are offering to improve their credit history for several tens of thousands of rubles.

As they write "News", After many residents of Russia were left without work, it became more difficult for them to pay loans. This prompted fraudsters to develop a new "service". The next scheme for withdrawing money from Russians is simple: attackers send SMS messages or call their victims, at first they offer to get a credit history for only 299 rubles, and after filling out the questionnaire on the site, gullible citizens get an offer to improve their credit history for only 10-300 thousand rubles .

Experts agree that even active borrowers do not always have a clear idea of ​​what a credit history is, what information it contains, and how it is formed. According to surveys, out of 90% of citizens who answered that they know about the existence of a credit history, only 20% got acquainted with its content. At the same time, the figures of the official statistics of requests for credit histories are an order of magnitude lower. The very same credit history can be accessed only by a citizen and a creditor bank, which has consent to the processing of such information.
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