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Fewer residents began to ask for loan restructuring in Primorye

Fewer residents began to ask for loan restructuring in Primorye
Photo: pixabay.com
In early June, in the Primorsky Territory, the number of requests for changes in the terms of loans was almost halved. In total, 5,2 billion rubles of debts were restructured in the region.

According to the press service of the Far Eastern Directorate of the Bank of Russia, in the week from June 3 to June 10, 745 applications were submitted to the banks of Primorye for granting credit vacations and issuing installment payment programs. A week earlier, there were almost twice as many requests.

According to the head of the Far Eastern State Institution of the Bank of Russia Sergey Belov, since March 20, banks have received more than 18 thousand applications for restructuring. In recent weeks, the growth in calls has slowed, most likely due to the fact that the peak of demand will already pass. Further development of the situation will depend on the pace of economic recovery and the income of Russians.

Among the applications submitted there were 2,7 thousand applications for credit vacations. More than half of the applications received approval. Refusals are related to exceeding the maximum loan amount established by the government.

According to their own programs, banks restructured 9,4 thousand applications out of 15,2 thousand. Most often, banks provide deferred payments, less often reduce interest on loans and monthly payments. Failures are associated with the lack of confirmation by borrowers of a difficult financial situation.
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