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Less credit cards began to be issued in Russia
In the third quarter of this year, the number of issued new credit cards amounted to 3,25 million. This is 4,2% more than for the same period last year. Although the issuance of credit cards for the nine months of 2019 increased by 13,0% (9,17 million units) compared to the same period last year, experts note that the growth rate is significantly lower compared to the dynamics of credit cards in 2018.
According to the National Bureau of Credit Histories, the largest number of new credit cards issued in the regions was recorded in Moscow - 214,8 thousand units. At the same time, the most serious growth dynamics in the issuance of new credit cards occurred in the Khanty-Mansi Autonomous Area (+ 21,0%). Among the outsiders was Primorsky Krai, where there was a reduction in the issuance of new credit cards (-0,4%).
According to experts, the dynamics remain due to the fact that borrowing using credit cards remains the most technologically advanced and convenient form of retail lending. Not the least role is played by special conditions: a grace period for interest payment or cashback.