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A loan for a house with a plot can now be obtained at Otkritie Bank
Otkritie Bank launches a new residential housing mortgage program. Under the terms of the loan, it will be possible to purchase a house with a land plot in the secondary market.
According to the press service of the bank, the maximum size of a mortgage loan is five million rubles. The down payment for the design of the product must be at least 30% of the value of the property. The maximum loan term is 30 years. The interest rate is from 8,9% per annum.
At the same time, they clarify at the Otkritie Bank, an application can be made online without going to the bank. It will also be possible to remotely find out the loan decision on the application. According to Nina Kryuchkova, deputy director of the credit business department of Otkritie Bank, during the period of self-isolation, the demand for suburban real estate has grown, and the new program may become relevant for those who value individuality.