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A loan for a house with a plot can now be obtained at Otkritie Bank
Otkritie Bank launches a new residential housing mortgage program. Under the terms of the loan, it will be possible to purchase a house with a land plot in the secondary market.
According to the press service of the bank, the maximum size of a mortgage loan is five million rubles. The down payment for the design of the product must be at least 30% of the value of the property. The maximum loan term is 30 years. The interest rate is from 8,9% per annum.
At the same time, they specify in Otkrytie Bank that an application can be made online without going to the bank. You can also remotely find out a loan decision upon request. According to Nina Kryuchkova, deputy director of the credit business department of Otkritie Bank, during the period of self-isolation, demand for suburban real estate increased, and the new program may become relevant for those who value individuality.