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Study: bachelors more often than married apply for microloans

Study: bachelors more often than married apply for microloans
Photo: pixabay.com

Experts from one of the online financial platforms have found that single Russians seek microloans more often than family ones. And late on payments most often allow widowers.

According to a study of more than 100 thousand loans issued in Russia on the Webbankir platform, almost half of the borrowers have never been married to clients. As he writes RIA NewsOf the MFI clients, only about 37% of family people are married, another 13% are divorced, and about 2% are widowers.

At the same time, the company also studied the influence of marital status on financial discipline. It turned out that among family borrowers 78,3% of clients do not allow delays. Among bachelors and divorced disciplined borrowers, about 74,7% -74,5%.

More often than others, widowers are late - there is not a single day of delay in this category in only 72,9%. Because of this, approval of loans to family people was 1,5 times higher.

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