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Research: the majority of Russians do not understand how the pension is formed
The non-state pension fund of Sberbank and the Rambler portal tried to figure out whether Russians understand the mechanism of forming a pension. It turned out that less than 10% of respondents understand this survey.
As they write "News”, In the course of the survey it was found out that 89% of the respondents are interested in the future pension. However, only 8% know that there is a funded and insurance part of future benefits, special pension "points" and other nuances. 30% of Russians listened to these nuances, but the respondents could not understand how they work.
At the same time, another 51% of respondents tried to understand the issue, but everything turned out to be too complicated. Another 11% said they were not interested in the topic of pensions at all.
About 25% do not think about what the size of their pension will be. Of these, 12% have hope in the future only for themselves, and 13% believe that it is too early for them to think about retirement.
Only 37% of the respondents have an approximate idea of the amount of future payments. At the same time, 17% are guided by their parents and grandparents. And for the sake of interest, 15% of the study participants calculated their future retirement. Only 6% regularly calculate this.