Irkutsk
Ulan-Ude

Blagoveshchensk
Chita
Yakutsk

Birobidzhan
Vladivostok
Khabarovsk

Magadan
Yuzhno-Sakhalinsk

Anadyr
Petropavlovsk-
Kamchatsky
Moscow

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Mortgage at 2% issued at 1,55 billion rubles in the Far East

Mortgage at 2% issued at 1,55 billion rubles in the Far East
Photo: pixabay.com

The leaders in issuing the “Far Eastern mortgage” were Primorsky and Khabarovsk Territories, as well as Yakutia - these regions account for about 75% of the concluded agreements. In total, as of January 20, 440 loan agreements were concluded in the Far Eastern Federal District for the total amount of 1,55 billion rubles.

Among the leaders in issuing mortgages at 2% were also Buryatia, Sakhalin Oblast and Trans-Baikal Territory. Now the average loan amount is 3,53 million rubles. According to the press service of the Agency for the Development of Human Capital in the Far East and the Arctic, in total in the Far Eastern Federal District banks accepted 4,5 thousand applications for registration of preferential mortgages, each second was approved.

Currently, seven banks accept applications for registration of preferential mortgages for buying an apartment: DOM.RF, Asia-Pacific Bank, VTB, Sberbank, Gazprombank, Far Eastern Bank, and Almazergienbank Joint-Stock Commercial Bank. Applications for a 2% mortgage for building a house are accepted only by DOM.RF, Sberbank and Far East Bank. Another seven banks are completing the formation of their products and plan to offer them in February 2020.

The Far Eastern mortgage can be issued once, its term should not exceed 20 years and the amount of six million rubles. Young families and owners of the “Far Eastern hectare” can receive such a housing loan. From the federal budget for the provision of mortgages at 2% allocated more than 14 billion rubles, which will allow to issue 147 thousand loans for 450 billion.