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Mortgage in the North was the most affordable in Russia
The regions with the most affordable mortgage in Russia turned out to be the Magadan Region, the Yamalo-Nenets and Nenets Autonomous Districts. There you can buy housing in the secondary market with an average area of 101 to 144 sq. M. meters. Also among the leaders are Jewish Autonomy and the Kamchatka Territory.
For the calculation, the analysts used the maximum loan term of 30 years and a down payment of 20% of the average apartment cost in the region. In the Magadan region, the average monthly income is 91 thousand rubles, and sq. meter on the "secondary" costs 46,7 thousand rubles. Analysts have calculated that a resident of Kolyma can afford to buy an apartment with an area of 144 square meters on credit. meter.
As reported "News" with reference to the research of Rosbank, the most heavy mortgage was in Moscow, Sevastopol and the Primorsky Territory. There, under the same conditions, you can buy an apartment with an area of three times less - from 33 to 36 square meters. meters. In these regions, the purchase of real estate continues to remain inaccessible due to the increase in the cost of the "square".
In the Primorsky Territory, it will turn out to take a mortgage only for an apartment of 34,4 square meters. meter. There, the price of a “square” and income differ more than twice - with a salary of 35 thousand rubles, a meter of real estate costs 97,5 thousand rubles.