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Otkritie Bank Changes Mortgage Terms

Otkritie Bank Changes Mortgage Terms
Rates for all basic mortgage programs are being lowered by Otkritie Bank. At the same time, it increases discounts for salary and corporate clients, improves conditions for loans with large amounts and for partner projects.

According to the bank's press service, the rates were cut by 0,7 percentage points. Now the most attractive rate is for lending programs for new buildings: a loan for the purchase of housing under construction can be taken at a rate of 8,1%. It operates under the "New building" program, subject to the online application.

In case of buying a home under the Apartment program or when refinancing a previously issued mortgage, the rate will be from 8,4%. Under the "Apartments" program, the rate was reduced to 9,5%, under the "Free meters" programs (buying an apartment secured by existing real estate) and "Ipoteka Plus" (the opportunity to make major repairs at a mortgage rate) - up to 10,5% and 11,5, XNUMX% respectively. 

Along with this, the bank continues to work on subsidized programs. The loan product "State Support 2020" can be issued at the rate of 6,25%, and the "Family Mortgage" - at 4,7%. According to Nina Kryuchkova, Deputy Director of the Otkritie Bank's Credit Business Department, such a variety of mortgage programs is designed specifically for different clients. You can fill out any application online, get advice remotely and get a loan decision. In this case, an application for a loan can be submitted, even if it is not possible to obtain a certificate of income from the employer and a copy of the work book.
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