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Otkritie Bank Changes Mortgage Terms

Otkritie Bank Changes Mortgage Terms
Rates on all basic mortgage programs are lowered by Otkritie Bank. At the same time, it increases discounts for salary and corporate clients, improves conditions for loans with large sums and for partner projects.

According to the press service of the bank, rates were reduced by 0,7 percentage points. Now the most attractive rate is for new building lending programs: a loan for the purchase of housing under construction can be borrowed at a rate of 8,1%. It operates under the program "New building" subject to online application.

In the case of buying a house under the “Apartment” program or when refinancing a previously issued mortgage, the rate will be from 8,4%. Under the “Apartments” program, the rate has been reduced to 9,5%, under the “Free meters” programs (buying an apartment secured by real estate) and “Mortgage plus” (the ability to make major repairs at the mortgage rate) - to 10,5% and 11,5, XNUMX% respectively.

Along with this, the bank continues to work on subsidized programs. The loan product “State Support 2020” can be issued at a rate of 6,25%, and “Family Mortgage” - at 4,7%. According to the deputy director of the credit business department of Otkritie Bank Nina Kryuchkova, such a variety of mortgage programs is designed specifically for different clients. You can fill out any application online, remotely receive advice and get a loan decision. In this case, a loan application can be submitted even if it is not possible to obtain an income certificate and a copy of the work book from the employer.
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