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Mortgage rates raised in Russia after the collapse of the ruble
Banks in Russia began to raise mortgage rates. So far, the increase has been 1,5%, but this is most likely not the limit.
According to information "Vedomosti", The first to sharply raise mortgage rates were two banks -" Unicreditbank "and" Transcapitalbank ". At the same time, they are preparing to raise rates in Absolut Bank, Otkrytie, and Rosbank. Also, they are ready to closely monitor the economic situation in Raiffeisenbank, VTB, MKB, Uralsib, Zenit, SMP-Bank. And if the situation deteriorates, then there may well be an increase in mortgage rates.
The only structures that are not yet considering a possible increase in mortgage rates are Promsvyaz and the Ural Bank for Reconstruction and Development. But there everything depends on the economic situation.
According to experts, this increase is due to the fall in the ruble exchange rate. At the same time, a mortgage is a product for which it is very important to calculate the value of money, and in the current economic situation, issuing long loans at current rates can be unprofitable. Mortgage rates have been declining since May last year along with the key rate of the Central Bank. Now, to strengthen the ruble, the Central Bank may raise its key rate.
In addition to mortgages, experts spoke earlier about the possible price increases for all categories of goods: from products to consumer electronics. Rising prices will be up to 20%, economists say.