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Otkritie Group of Companies Launches Double Benefit Program
A new comprehensive savings product - Double Benefit - has become available to retail clients of Otkritie Bank. The program is based on a classic deposit and an individual investment account, which provides for the placement of funds according to the trust management strategy from the Otkritie MC product line.
According to the press service of Otkritie Bank, the maximum period for placing funds under the program is three years, the minimum - one year. At the same time, the maximum amount of 1,2 million rubles is placed in equal installments. For one year, the contribution will be 400 thousand rubles, then, for two years, another 400 thousand rubles will be placed. And the remaining 400 thousand are invested for three years with capital protection. The released money by the end of the expiration date of each deposit is automatically invested.
Thus, clients can receive a fixed guaranteed income on deposits, as well as earn extra money on investments. At the same time, the investment implies the right to a tax deduction of 52 thousand rubles per year.
According to Alexander Borodkin, head of the Savings and Investment Business Department of Otkritie Bank, investment instruments are more profitable from the point of view of potential profitability. At the same time, the risks when placing money on investment sites are much greater. The "Double Benefit" program combines all the advantages of a deposit and investment - reliability, protection of invested capital and high profitability.