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State Duma proposes to lower interest rates on loans for education
The State Duma deputy proposed lowering the interest rate on educational loans. The corresponding proposal was developed jointly with the Institute for Progressive Education.
As the RIA News, State Duma deputy Viktor Zubarev proposed at the legislative level to change the conditions for issuing loans for education, as well as to make more affordable loan products for pocket expenses. The developed letter was sent to the Ministry of Education and the Ministry of Finance.
According to Zubarev, the system of concessional loans for education, introduced on August 1, 2019, requires improvement. Thus, since August last year, students of licensed universities could count on a preferential rate of 8,86% for an educational loan at Sberbank, but such measures, according to the deputy, are not enough. He offered to make loans for students for education at just 6% per annum. And the privileged categories: low-income families, large families - to reduce to 2%. Also, the deputy proposed to postpone the payment of the educational loan: the issued loan should be returned only three months after the official employment.